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Writer's pictureYosemite Chamber

49er Festival Partner Mechanics Bank: Where Relationships Matter


Your Local Mechanics Bank team. (Left to right): Linda Kocher, Tara Durland, Courtney Duke, and Michelle Mecredy

Tara Durland and her team at Mechanics Bank see the importance of having a strong financial system in a small community and they work hard to bring more money and support to our town. Why shouldn’t they? They are all long-time residents of Groveland–neighbors who share the same ups and downs of small town living that we wake up to every day and worry about at night.


Being all neighborly is important but fiscal health holds a high priority for almost everyone, whether small business owners, homeowners, wannabe-homeowners, investors, nonprofits, retirees and those getting ready to retire, and well, just about everyone else. That’s where RELATIONSHIP kicks in. It’s that right-here, on-the-ground understanding of you, your business, investment plans, personal financial needs, and more that makes the difference between a local bank and a cold institution.


Guess what? Mechanics Bank is the best of both worlds. They’re based right here in NorCal with all the credentials you want and need in your financial partner. With more than $3 billion in assets, the 118-year-old California bank ranked 23rd this year among the nation's 100 largest publicly traded banks and thrifts by Forbes Media LLC.


With the cost of borrowing money skyrocketing, Mechanics Bank has a lot to offer large commercial businesses as well as small businesses, including small business loans partially guaranteed by the U.S. Small Business Administration; SBA 504 Loans and SBA 7(a) Loans are available. For folks wishing to remodel a home or have cash available as security, Mechanics Bank has various lending options for primary residents and short-term rental owners alike. Unlike many banks who no longer offer Home Equity Lines of Credits, Mechanics Bank can set you up.


Speaking of home, Mechanics Bank has financing options to purchase a new or a second home, refinance a home loan to lower current payments or finance through specialty programs and custom solutions for your personal or investment needs. Just some of those menu items are fixed rate mortgages, HomeReady mortgages (Fannie Mae), adjustable rate mortgages (ARM), specialty mortgages and investment property loans, and jumbo home loans.


Just think you need the banking basics like a personal checking account, and maybe a savings account? Mechanics Bank’s checking accounts are designed to be simple and convenient. Whether you want to build a nest egg, save for holiday expenses, or cover health costs, you’ll find the account you need just down the street at Mechanics Bank. The Wealth Management team will customize strategies and services centered on your personal, business, and life goals and financial needs. They’re proud to partner with clients to attain their goal, no matter the size.


From its inception, Mechanics Bank has emphasized partnership with clients and with the communities they serve here in Northern California. Whether it’s helping when the town flooded or helping with a nonprofit, the local team is involved at many levels. Some of the many contributions include educating kids on the importance of saving by doing classroom activities and lessons at the local schools, orchestrating Toys for Tots in Groveland, Greeley Hill, and Don Pedro. Vice President Tara Durland has chaired the Toys for Tots campaign for the past couple years and is a member of Rotary International. You probably saw her and her staff at last weekend’s Rotary Shrimp Fest. Tara is also now educating local businesses on how to stop fraudulent bills and train their staff.


Thanks to Mechanics Bank’s financial strength and community-based values, our nonprofits reap major benefits from sponsorship of local events like Camp Tuolumne Trails’ Concerts for a Cause, Southern Tuolumne County Historical Society’s Labor Day BBQ, and of course, as Festival Partners for the 2023 49er Festival.


Relationships really do matter at Mechanics. Stop by, sit down, and have a chat with Tara, Michelle, Courtney or Linda. Put their tagline to the test.

Hot Chili Charlie is joined by his friends Ole Obediah, Pine Cone Polly, Buckaroo Bill, and Daring Daisy to bring you the 2023 49er Festival. This year's festival benefits Groveland Rotary, Pine Cone Performers, and Groveland Trail Heads as well as supporting Yosemite Chamber of Commerce programs.

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